New-Build Gleeson Homes in Blyth Left Uninsurable After Double Flooding Disaster
In a devastating blow to new-build homeowners in Northumberland, properties on a recently constructed estate in Blyth have been flooded twice within six months, leaving residents facing extensive repair costs and raising serious questions about the quality of new-build drainage systems.
The latest flooding incident on 8th October has affected fifteen homes on Bates Avenue, with several inches of water causing extensive damage to properties that were still undergoing repairs from previous flooding in April. Kerry Forster, one of the affected residents, had just completed major renovation work following the first flood when disaster struck again.
"Given that this event has already happened in April, you would think there would be something now in place to stop it happening again," Forster told our reporters. "I don't understand how the same thing can happen, but worse, six months later with more people affected this time around." Her newly installed kitchen and appliances, part of the repairs from the first flood, have been destroyed by the latest deluge.
The situation has become particularly critical for first-time buyers who have found themselves caught in an insurance trap. Danielle Holland, who represents many young homeowners' dreams of getting onto the property ladder, now faces a nightmare scenario after her insurance company refused to renew her policy following the April flooding.
"I worked so hard to even afford this house to try and better my life," Holland explains, her voice reflecting the frustration shared by many on the estate. "Yet I'm in just a terrible situation, and actually my life would have been a lot better if I didn't buy a house."
The crisis has exposed a serious gap in protection for new-build homeowners. Louise Clark from the Association of British Insurers reveals a troubling reality: the government's Flood Re scheme, designed to provide affordable insurance for properties in flood-risk areas, excludes homes built after 2009. This policy, intended to discourage building on flood plains, has left recent buyers particularly vulnerable.
"It's a real ask from us for the government, particularly with the new target of building 1.5 million homes over the next five years, to make sure we don't continue to build in areas at risk of flooding," Clark emphasises.
While Northumbrian Water has announced a £4m investment to improve pump effectiveness in the area, the recurring flooding has sparked intense debate about new-build standards and inspection processes. The water company has installed additional pumps nearby since April, but these measures proved insufficient during recent heavy rainfall.
A spokesperson for Northumbrian Water acknowledged the severity of the situation: "We know how devastating sewer flooding can be, and we are incredibly sorry for the disruption and damage caused to people's homes." They confirmed that work is underway to improve the overall effectiveness of the pumps, with completion expected by the end of the year.
Key Lessons for New-Build Buyers
This crisis serves as a stark reminder of several crucial considerations for new-build home buyers:
Drainage Inspection: Ensure thorough inspection of drainage systems and flood prevention measures before completion
Insurance Verification: Check insurance availability and terms before purchase, particularly in areas that might be susceptible to flooding
Developer Track Record: Research the developer's history and previous developments' performance
Professional Snagging: Consider professional snagging inspections that specifically include drainage and water management systems
Legal Action and Resolution
Affected residents have begun crowdfunding for legal action to establish responsibility and accountability. The situation highlights the potential long-term consequences of overlooking detailed snagging inspections and the importance of professional assessment before moving into a new-build property.
Expert Advice
New build home buyers are strongly advised to conduct thorough snagging inspections, paying particular attention to drainage systems and flood prevention measures. Professional snagging inspectors can identify potential issues before they become costly problems, potentially saving homeowners from similar situations.
For more information about professional snagging inspections or to download our comprehensive snagging checklist, visit our services page or contact our partner company, New Build Inspections.